FLOODPLAIN

 

MANAGEMENT

The City of Central's floodplain management office works with citizens each day to know their flood risks. Some of our services include: 

        

IDENTIFYING YOUR PROPERTIES FLOOD RISK AND FLOOD ZONE

If your purchasing a new home or business,  or purchasing flood insurance for your home or business, we can help you identify where your property is located with in the flood zone maps. 

APPLYING FOR LETER OF MAP AMENDMENT (LOMA)

If you have a current Elevation Certificate in hand that indicates that the property is not actually at risk because the elevation data indicates the structure was properly ‘floodproofed’ during design and construction, then you likely meet the minimum qualifications to request removal of the property or structure from the floodplain through the Letter of Map Change process.

FEMA allows all property owners, except those placed in AO flood zones, to submit a Letter of Map Change request for issuance of a LOMA or LOMR or LOMR-F depending upon the individual circumstances of your situation.  This can result in the reduction of your flood insurance rates, or the removal of the requirement for flood insurance on the structure. 

PROVIDE ELEVATION CERTIFICATE FOR STRUCTURES BUILT AFTER 2005

The floodplain management office should have a record of your flood elevation certificate if construction of your structure was completed after 2005. We can assist you in obtaining that document. 

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NFIP and CRS Points

The City of Central is proud to participate in the National Flood Insurance Program (NFIP). We also work within the Community Rating System (CRS) to help flood insurance policity holders receive discounts on their flood insurance rates. 

What is the National Flood Insurance Program? 

The NFIP is a Federal program created by Congress to mitigate future flood losses nationwide through sound, community-enforced building and zoning ordinances and to provide access to affordable, federally backed flood insurance protection for property owners. The NFIP is designed to provide an insurance alternative to disaster assistance to meet the escalating costs of repairing damage to buildings and their contents caused by floods. Participation in the NFIP is based on an agreement between local communities and the Federal Government that states that if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction in Special Flood Hazard Areas (SFHAs), the Federal Government will make flood insurance available within the community as a financial protection against flood losses.

How does the NFIP benefit property owners? Taxpayers? Communities? 

Through the NFIP, property owners in participating communities are able to insure against flood losses. By employing wise floodplain management, a participating community can reduce risk and protect its citizens and the community against much of the devastating financial losses resulting from flood disasters. Careful local management of development in the floodplains results in construction practices that can reduce flood losses and the high costs associated with flood disasters to all levels of government.

Is there any way to obtain a community-wide discount on the cost of flood insurance premiums? 

All communities in the NFIP adopt and enforce minimum standards for managing construction and development in their Special Flood Hazard Areas. Some communities want to achieve a higher level of safety and protection for their citizens than achieved through implementing minimum standards. When these communities join the NFIP’s Community Rating System (CRS), their policyholders may receive a discount on flood insurance premiums. The CRS recognizes communities for their additional efforts to (1) reduce flood damage to insurable property; (2) strengthen and support the insurance aspects of the NFIP; and (3) encourage a comprehensive approach to floodplain management. Communities that join the CRS receive a rating according to a point system devised to reflect the level of safety provided through the floodplain management activities they implement. CRS communities are assigned a CRS Class, from Class 9 to Class 1, that establishes the level of premium discount policyholders receive. The discount on their annual flood insurance premiums can range from 5% to as much as 45%, based on the community’s CRS Class. Policyholders in a CRS Class 9 community receive the lowest discount of 5%. The highest discount of 45% is provided in CRS Class 1 communities and requires the most points. The discount applies to policies for properties located in the Special Flood Hazard Area that qualify. Properties located outside the Special Flood Hazard Area receive smaller discounts.

Why would a community want to join the CRS?

Many communities, especially those with severe flood hazards, high rates of growth, or a history of repeated flooding, are aware of the wide range of actions they can take to reduce flood risk in addition to participating in the NFIP. These actions keep their citizens safer, minimize property damage, build resiliency, and foster a better quality of life within the community. Joining the CRS enables communities to earn insurance premium reductions for their residents for activities already being implemented by a community. Community participation in the CRS provides a national benchmark by which a community can measure its performance in floodplain management. It also provides recognition for a job well done and fosters a sense of community pride.

For more detailed information on the NFIP and CRS points, click here. 

YOU MAY LIVE IN A SPECIAL FLOOD HAZARD

June 08, 2018

42% of East Baton Rouge Parish (including 57% of Central), 70% of Ascension Parish, and 75% of Livingston Parish have a potential of being flooded.  Major floods that caused the most damage on the Amite and Comite Rivers and their tributaries occurred in 1967, 1977, 1979, 1980, 1983, 1989, 1990, 1991, 1995, 2001, 2005 and 2016.  Find out if your property is in the regulated flood plain by calling your city’s floodplain management office.

BUY FLOOD INSURANCE

June 08, 2018

Even if you’re not in the mapped floodplain, you may be subject to local drainage flooding.  In either case, flood insurance can be a good investment because homeowners’ insurance policies do not cover damage from flooding.  To find out more about flood insurance contact your property insurance agent to see what policy is right for you.  Don’t wait for the next flood

DO NOT WALK OR DRIVE THROUGH FLOOD WATERS

June 08, 2018

Currents are deceptive; six inches of moving water can knock you off your feet.  Do not drive around barriers, as the road or bridges may be washed out. Preparing for an emergency can reduce the possibility of personal injury, loss of life and damage to property.  Know your flood warnings signals, create an emergency plan, and prepare a disaster supply kit.  To find out more information on flood warnings and emergency preparedness; contact your local Emergency Preparedness office.

TALK TO US ABOUT PROTECTING YOUR HOUSE OR BUSINESS

June 08, 2018

You can protect your home or business from drainage and flooding problems by modifying your building to minimize flood damage.  Where flooding is shallow, measures such as small floodwalls, re-grading the yard, and flood-proofing the wall or utilities can be relatively inexpensive. Where flooding is deep you may need to elevate your building.  For more information on flood proofing your building there are publications in the Public Libraries or you can call at the city’s floodplain management office. (225) 262-5000.

CHECK WITH THE BUILDING DEPARTMENT BEFORE YOU BUILD, ALTER, REGRADE , OR FILL YOUR PROPERTY

June 08, 2018

A permit is required for any type of development including new construction, substantial improvements, placement of fill, or excavation to ensure that a project is compliant with all regulations.  These regulations are designed to protect your property from flood damage and to make sure you don’t cause a drainage problem for      neighbors.  To find out how to get a permit, contact your Permit Office (225) 262-5000.  Also, elevation certificates for structures built after 2008 are available at your Permit Office.

DON'T POUR OIL, GREASE, PESTICIDES, OR OTHER POLLUTANTS DOWN STORM DRAINS, OR INTO THE DITCHES AND STREAMS

June 08, 2018

Our streams and wetlands help moderate flooding and are habitat for fish and other wild life that provide us with recreation and food.  Let’s protect them and their homes!

The City & Parish have ordinances that makes it illegal to dump debris in streams, channels, and drainage systems. You must utilize storm water protection/erosion control when building, keeping building debris and pollutants out of the storm drains.  The city also has a drainage maintenance program which can remove blockages, such as downed trees and branches, from a drainage ditch or stream.  To report problems call the Department of Public Works (225) 262-5000.

CHECK BEFORE YOU BUY

June 08, 2018

Before you commit to buying property, do the following:

Ask the real estate agent or your city floodplain management office if it is in the flood zone and if it requires flood insurance.  Ask the seller or neighbors if it has ever flooded or if it is subject to other hazards, such as sewer backups or subsidence.  Talk to the building department about the building and zoning regulations.

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ABOUT US

The City of Central incorporated on July 11,  2005.  The City of Central has a population of approximately 28,000.   

ADDRESS

CITY HALL 

13421 Hooper Road, Suite 8

Central, LA 70818

225.261.5988

CITY SERVICES

6703 Sullivan Road

Central, LA 70739

 225.262.5000

 

CENTRAL POLICE DEPT

13505 Hooper Rd

Central, LA 70818

225.367.1254

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